National Get Smart About Credit Day is commemorated every year on the third Thursday in October. Indulge yourself in counseling provided by volunteer bankers about the proper maintenance of credits. For many people with a bank account, it mandatory to maintain a good credit statement as it an important financial tool. Don’t let your credit ratings fall under without any proper knowledge. Get support from the expert bankers on the Get Smart About Credit Day. Know information in detail about how to manage your account in an efficient way possible for different occasions with this Day.

“Procrastination is like a credit card: it’s a lot of fun until you get the bill.” – Christopher Parker

History of Get Smart About Credit Day

Get Smart About Credit Day was established by ABA (American Bankers Association) and it dates back to the year 2003. On this day, bankers who are experts in this field provide guidelines to young people on how to handle their credit as soon as they create an account. Financial management is something that needs to be understood from the very beginning to maintain healthy credit habits. When an individual with a low credit score looks for a loan for buying a house, car, funding for a college education, or lending a hand in an emergency, then that person will face real trouble. To get rid of such situations, one must take control of having good credits. The day helps in educating people about how to increase, manage, protect their credit score accurately. As credit rating affects everything, one can effectively learn how to make a well-organized budget, responsible credit card usage, and build a positive payment history. The ABA counsels people to let them come out from being buried in debt. The association provides useful presentations and instructional documents to have secure financial stock and trade. Join in the Get Smart About Credit Day is an event to get educated and thus secure your credit behaviors in the future.

Get Smart About Credit Day

Other Celebrations on October 20

October 20 is also celebrated as

How to Celebrate the Day

The best way possible to the day is by attending the financial advisor and getting support to maintain a good credit report to avail all the advantages at any point later. Get Smart About Credit Day is an excellent opportunity to begin. Get details about knowing your credit score, paying for college, protecting your identity, managing your money, and careers in banking. Have a safe future with smart credit management. Post your Get Smart About Credit celebrations on social media using the hashtag #GetSmartAboutCreditDay.

Thank you for reading the post. You can celebrate every day with Happydays365.org and Happy Get Smart About Credit Day 2022.